Medical Plans
Summary of Benefits
Summary of Benefits
United HealthCare
2026 and 2027 UHC Summary of Benefits
Kaiser Permanente
2026 and 2027 Kaiser Summary of Benefits
Cigna
2026 and 2027 Cigna Summary of Benefits
CUSD OFFERS 9 MEDICAL PLANS:
- 2026 Group Plan Numbers
- 2027 Group Plan Numbers - Coming Soon!
- Health Care Glossary
- 2026 Medical Side-by-Side Comparison Sheet
- 2027 Medical Side-by-Side Comparison Sheet
- 5 - United HealthCare (UHC) HMO Plans
- 1 - UMR/ United HealthCare (UHC) PPO Plan
- 2 - Kaiser HMO Plans
- 1 - Cigna HMO Plan
- MyVEBA (for Members with Current Coverage)
Access your virtual ID cards online!
- UHC Customer Service: (888) 586-6365
- UHC Website
- 2027 How to Find a UHC HMO PCP
- UHC Mobile App
- UMR Customer Service: (800) 826-9781
- UMR Website
- How to Find a UMR PPO PCP (Choose Select Plus on the Search Page)
UHC/ UMR Plan Names:
- UHC Harmony $10 HMO
- UHC Alliance $10 HMO
- UHC Harmony HMO w/ HRA
- UHC Alliance HMO w/ HRA
- UMR Select Plus PPO
Express Scripts (All UHC Plans):
- Customer Service: (800) 918-8011
- Website
- Express Scripts Flyer
HealthInvest HRA (for UHC Harmony w/ HRA and Alliance w/ HRA Plans)
- BrainShark Videos
Chiropractic Services - Optum Health
- Customer Service: (800) 428-6337
- Group # CHAC-UNLMV
- Optum Website
- Optum Chiropractic and Acupuncture
Mental Health Service for UHC Plans
- Get pre-authorization from Optum Behavioral Health
- Call Optum Customer Service for pre-authorization and for emergencies, 24/7, at (888) 625-4809
- Costs:
- Outpatient services are the same as medical outpatient office co-pays/ costs
- Find an in-network Provider
- Calm App Access
Fitness
- UHC One Pass
- Calm App
- Please include '33' prior to your complete member ID number when registering.
- ex. 33XXXXXXXXX
- Please include '33' prior to your complete member ID number when registering.
Substance Abuse Services
- No need for pre-authorization for inpatient or outpatient services
- Coverage through Optum
- Contact UMR for cost information: (800) 826-9781
- In-network v.s. out-of-network costs are different
- Find an in-network UMR provider
- UMR Mobile App
Carrum Health (Surgery Benefit)
- Customer Service: (888) 855-7806
- For questions please contact VEBA Advocacy or Carrum Health directly.
- Customer Service: (800) 464-4000
- Kaiser Website
- Kaiser Coverage
Kaiser Plan Names:
- Kaiser $15 HMO
- Kaiser $25 HMO
Chiropractic Services - Optum Health
- Customer Service: (800) 428-6337
- Group # CHAC-UNLMV
- Optum Website
- Optum Chiropractic and Acupuncture
Fitness
Mental Health Services
- To schedule a mental health appointment, call: Orange County: (714) 644-6480
- Members do not need a referral.
- Behavioral Health Line & Mental Health Crisis Line: (800) 900-3277
- Available 24/7
- Resolution specialists to help members resolve concerns about mental health care appointments: (800) 390-3503
- PowerPoint on Mental Health Escalation Line
- PowerPoint on Digital Wellness Tools
- Calm and Headspace Apps
- Digital Tools Info
- myStrength App Info
Plan Name: Cigna Select HMO - Southern California
- Customer Service: (800) 244-6224
- Cigna Website
- Cigna and St. Joseph HOAG Health Select
- Find a Cigna PCP
- If a provider number has less than ten digits, you will need to add zeros before.
- Cigna Guest Flyer
- Know Before You Go
- So Cal Network
- After Hours Care
Fitness
Chiropractic Services
- Contact your PCP for Referral
- General Knowledge
- Policy of Therapy Services
Mental Health Services for Cigna Select HMO
- Contact your PCP for Referral
- Mental Health Benefits
Out of Area Dependents
- If I am enrolled in a UHC HMO plan, how do I get my dependent onto an out of area (OOA) plan while they're living out of the area?
- Send an email to one of our department contacts and detail the following information:
- Dependent name, OOA address, and effective date of the change (ex. must be the first of a month)
- We will send the change to VEBA (the trust that administers our insurance) and they will decide which medical plan the dependent is placed onto based on zip code.
- Send an email to one of our department contacts and detail the following information:
- Urgent Care and Emergency Services (Applicable to ALL Medical Plans)
- 2026 UHC Full Network $10 HMO Summary of Benefits (Applicable to UHC Medical Plans only for dependents in the central coast of CA)
- Search providers online for UHC Full Network HMO
- 2026 UHC Surest PPO Summary of Benefits (Applicable to UHC Medical Plans ONLY for dependents outside of CA)
- UHC Surest PPO Mobile App Information in English (Applicable to UHC Medical Plans ONLY for dependents outside of CA)
- UHC Surest PPO Mobile App Information in Spanish (Applicable to UHC Medical Plans ONLY for dependents outside of CA)
- Surest PPO - Preview the Coverage
- Access Code: csveba2026
- Steps to Register Online - Surest PPO
- Virtual Support - Surest PPO
- Value-Based Copays - Surest PPO
- Calm App Access - Surest PPO
- Dr. On Demand - Mental Health Support - Surest PPO
- Equip - Eating Disorder Support - Surest PPO
- Hazelden Betty Ford - Substance Abuse Support - Surest PPO
Disabled Adult Dependents
- The following application processes are processed by the insurance carriers on a first come, first serve basis. This means it can take anywhere between a few weeks to months for them to approve or deny. Please be mindful of when you submit your applications to the insurance carriers due to these delays.
- UHC Members: Please have the treating physician complete the below form and return it directly to UHC per the instructions on the application. UHC will notify the member of approval or denial.
- UHC Disabled Adult Dependent Application
- Once the member receives approval, they can submit a copy to our insurance department so we can provide the approval to VEBA (the trust that administers our insurance).
- UHC Disabled Adult Dependent Application
- Kaiser Members: Contact Kaiser directly at (800) 731-4661 or (858) 614-3584.
- Once the member receives approval, they can submit a copy to our insurance department so we can provide the approval to VEBA (the trust that administers our insurance).
- Cigna Select HMO: Contact Cigna directly at (800) 244-6224.
- Delta Dental and VSP Members: Delta Dental and VSP rely on the status approval granted by the medical carriers.