UNUM Life, Accidental Death & Dismemberment Insurance
Life Insurance Carrier Effective January 1, 2020
- A term life insurance policy, underwritten by UNUM, is provided by the District at no cost to all benefit-eligible employees. Classified, Teamsters and Certificated employees receive $30,000 of coverage and Management staff receive $50,000 in coverage.
- Part-time classified employees, who have been employed by the District for 5 years or more are eligible for a $15,000 life insurance policy. These benefits are doubled when the employee's death is the result of an accident.
- UNUM's policy also pays a benefit for the loss of a limb, eye, or other body parts. The amount of the benefit varies based on the loss.
- All benefit-eligible new hires are provided a beneficiary designation form, which is kept on file in the District Insurance Office. To ensure benefits from this policy are distributed appropriately, it is important for employees to remember to update the beneficiary information whenever there is a change such as a marriage, divorce, etc. Go HERE if you wish to update this information. Complete the form and submit it to the Insurance Department via mail or in person.
Benefit-eligible employees may purchase supplemental life insurance in addition to the group coverage. Rates for this coverage of up to $500,000 are based on the age of the employee. Additional information about this life insurance policy is available from the District Insurance Office or you can view the informational brochures below.
To enroll in coverage, complete the enrollment form and bring it to the Insurance Department at the District Office. For information regarding the status of a previous application, please contact UNUM directly at (800) 421-0344.