Insurance

A. You must be enrolled in health benefits at the time of retirement and have a minimum of 10 consecutive service years with CUSD. For CUEA members you must be a minimum of 55 years old and for CSEA members a minimum of age 50, however, CSEA members pay the full premium until age 53. 

 

A. Your coverage as an Active employee would remain intact through September 30.

 

A. At the end of the month you retire (ex. Retirement Date: 05/05/2023, Health Benefits Terminate: 06/01/2023).  

 

A. Retiree rates are prorated starting with 10 consecutive service years with CUSD. Once you have completed 20 consecutive service years with CUSD your medical will be at no monthly cost once you retire. Monthly payments would be made directly to CUSD via personal check, casheir's check, money order, or automatic bill pay. 

 

A. The Insurance department will send you monthly "payment coupons" that you can send in with a check. Unfortunately we do not accept virtual or electronic payments. However, you can set up automatic bill pay with your bank. They would then send the insurance department a physical check each month. Keep in mind that the Insurance department will never have any contact with your bank, and you are responsible for ensuring payments are made each month in the correct amount. 

 

A. Only dependent spouses are applicable to retiree coverage. As a reminder, Retirees pay the full cost of dental coverage. 

 

A. Yes, dental coverage is available for the retiree and their spouse at the full district cost. Dental coverage is not applicable to dependent children. Dental coverage is a one-time offer, if you do not elect to keep it at time of retirement you cannot enroll at a later time. 

 

A. No, vision is not offered to retirees. However, you can choose to keep it temporarily through COBRA coverage. 

 

A. No, you are offered whichever medical and/ or dental plan you are enrolled in at the time of retirement. 

 

A. Yes, you will receive paperwork in the mail annually notifying you of the Open Enrollment period. However, you cannot add any dependents. Once a dependent is removed, they cannot be reinstated under any circumstances. 

 

A. Your coverage will end when you become Medicare eligible at the age of 65.  Certificated employees and their dependent spouse have the option to keep their retiree coverage once becoming Medicare eligible, however, the AB528 rates are much higher in cost.